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Insurance notice: You, the property owner, are responsible for payment of any insurance deductible. It is insurance fraud punishable as a third-degree felony for a contractor to knowingly or willfully, and with intent to injure, defraud, or deceive, pay, waive, or rebate all or part of an insurance deductible applicable to payment for repairs to a property covered by a property insurance policy. It is insurance fraud punishable as a third-degree felony to intentionally file an insurance claim containing any false, incomplete, or misleading information.